Trusted by 1M+ businesses worldwide

Complete Business Payment Solutions Platform

Streamline all your business payments in one platform. Process ACH transfers, manage payroll, send international payments, send & receive payments , pay by credit card and access business transactions, all with zero fees* on eligible transactions.

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Complete Business Payment Solutions Platform

PROVEN AT SCALE

$91B+

Transaction volume

1M+

Active businesses

99.9%

Uptime SLA

67%

Average expense reduction

Everything Your Business Needs

Complete payment solutions designed to streamline your business financial operations

Payment Processing

Send ACH transfers, wire payments, and print checks. Access fee-free transactions for eligible transactions through your ZilMoney Wallet.

ACH transfers and wire payments

Check printing and mailing services

ZilMoney Wallet for eligible transactions

Real-time payment tracking

Bulk payment processing

Make Payments Now→

International Payments

Send money globally using Ripple technology. Fast international transfers to multiple countries with competitive rates.

Ripple-powered international transfers

Multiple destination countries

Competitive exchange rates

Transfer tracking and confirmations

Transparent fee structure

Make International Payments Now→

Virtual Cards

Issue virtual cards for controlled spending, vendor payments, and team expense management with real-time monitoring.

Instant virtual card issuance

Spending controls and limits

Real-time transaction monitoring

Team and project allocation

Expense categorization

Create Virtual Cards→

Business Transactions

Secure business accounts through partner banks with integrated payment processing and financial management.

Secure business accounts

Partner banks: Texas National Bank

Business debit cards

Account management tools

Integrated payment processing

Open Free Checking Account→

Payroll Management

Streamlined payroll processing with automated calculations, tax compliance, and direct deposit capabilities.

Automated payroll processing

Tax calculations and reporting

Direct deposit to employees

Employee self-service access

Compliance management

Easily Manage Payroll→

Enterprise APIs

White-label platform and developer APIs for businesses building custom financial solutions and integrations.

White-label platform solutions

RESTful API architecture

Custom branding options

Developer documentation

Sandbox testing environment

Have Your Own Payment Solution→

Payment Processing

Send ACH transfers, wire payments, and print checks. Access fee-free transactions for eligible transactions through your ZilMoney Wallet.

ACH transfers and wire payments

Check printing and mailing services

ZilMoney Wallet for eligible transactions

Real-time payment tracking

Bulk payment processing

Make Payments Now→

← •••••• →

Business Transactions

Secure business accounts through partner banks with integrated payment processing and financial management.

Secure business accounts

Partner banks: Texas National Bank

Business debit cards

Account management tools

Integrated payment processing

Open Free Checking Account→

• →

Payroll Management

Streamlined payroll processing with automated calculations, tax compliance, and direct deposit capabilities.

Automated payroll processing

Tax calculations and reporting

Direct deposit to employees

Employee self-service access

Compliance management

Easily Manage Payroll→

••• →

Enterprise APIs

White-label platform and developer APIs for businesses building custom financial solutions and integrations.

White-label platform solutions

RESTful API architecture

Custom branding options

Developer documentation

Sandbox testing environment

Have Your Own Payment Solution→

•••• →

International Payments

Send money globally using Ripple technology. Fast international transfers to multiple countries with competitive rates.

Ripple-powered international transfers

Multiple destination countries

Competitive exchange rates

Transfer tracking and confirmations

Transparent fee structure

Make International Payments Now→

••••• →

Virtual Cards

Issue virtual cards for controlled spending, vendor payments, and team expense management with real-time monitoring.

Instant virtual card issuance

Spending controls and limits

Real-time transaction monitoring

Team and project allocation

Expense categorization

Create Virtual Cards→

••••• →

Connected Ecosystem

Seamlessly integrate with your existing business software and accounting platforms

Integrated with 22,000+ banks and financial institutions

Transform Your Business Payments

Join over 1 million businesses using ZilMoney’s complete payment solutions platform