• SmartCredit®

SmartCredit®

Overview

SmartCredit® has a rating of 4.59 stars from 124 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention great experience. SmartCredit® ranks 3rd among Credit Reports sites.

  • Service
    2
  • Value
    2
  • Quality
    2

Proactively asks for customer feedback

Positive reviews (last 12 months): 100%
Positive
4
Neutral
0
Negative
0
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What reviewers want you to know

Positive highlights

  • It provides an actionable process and so many different systems to take charge of your credit score.

Critical highlights

No critical highlights yet

How would you rate SmartCredit®?
Top Positive Review

“New Learnings”

Irene S.
3/21/23

By having the opportunity to purchase the 3 credit reports and compare them has allowed me to have a better comprehension of how my Credit Report is supposed to look like. I now know that inaccuracies are not acceptable to have from the 3 Bureaus. The ability to update my scores has helped me know that I am doing things correctly when I get a positive increase of points.

Top Critical Review

“Fraud”

Jermain m.
4/10/19

They sent me my credit scores Online and then I requested a copy of my scores from the credit bureau. And the scores smart credit had were actually almost 40 to 100 points different from what my scores actually were. I'm so upset I actually gave this company my personal information and access to my credit files. This company should be reported to the better business bureau for fraud. Do your own homework and check your own scores.

Reviews (124)

Rating

Timeframe

Other

Reviews that mention popular keywords

credit score (18)
Thumbnail of user irenes444
1 review
0 helpful votes
March 21st, 2023
Verified purchase

By having the opportunity to purchase the 3 credit reports and compare them has allowed me to have a better comprehension of how my Credit Report is supposed to look like. I now know that inaccuracies are not acceptable to have from the 3 Bureaus. The ability to update my scores has helped me know that I am doing things correctly when I get a positive increase of points.

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

Thank you for taking the time to share your positive experience with us! Our mission is to equip our members with the necessary tools and resources to make well-informed decisions. We're delighted to know that our service has been beneficial to you.

Thumbnail of user vant64
1 review
0 helpful votes
August 2nd, 2021
Verified purchase

Smart credit is great in many ways. It gives you more control of your your overall credit. For example, It helped me repair my credit by taking a negative out from my credit history that kept my score from being where it should be. Also it so easy to use and gives you so much information about the details that make up your credit score. I'm definitely a fan and will continue to rely on it. Thank you smart credit.

Thumbnail of user delanoh19
1 review
0 helpful votes
March 21st, 2023
Verified purchase

Love the daily updates for my credit. Want to share this credit option with all my friends and family. Keep me updated on any changes

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

Thank you so much for your positive review! We're thrilled to hear that you've been enjoying our daily credit updates feature. Our goal is to provide you with the most accurate and up-to-date information possible.

We're grateful for your enthusiasm to share this option with your friends and family. The more people we can help, the better!

Thank you once again for your kind words and support. We're glad to have you as a valued customer.

Thumbnail of user jillianp86
1 review
0 helpful votes
March 21st, 2023
Verified purchase

Definitely very easy to use and maneuver through the site. Very accurate as far as updating credit, credit history and reports. Out of many apps that I have use, this one has been by far the best one and I will continue to keep using it going forward.

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

Thank you so much for taking the time to leave us such a wonderful review! We are happy to hear you find our platform easy to use and navigate. Our team has worked hard to create a user-friendly interface, and your feedback is important.

It's an honor to be considered the best credit app among the many you have used. Your satisfaction is our top priority, and we're grateful for your continued support.

Thumbnail of user miayac
1 review
0 helpful votes
June 7th, 2023
Verified purchase

My experience have been good could be better to offer all three credit reports consistently.

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

Thank you for your kind words and for supporting our website. We truly appreciate your feedback and are always striving to improve.

Thumbnail of user robw433
4 reviews
1 helpful vote
February 1st, 2022

It took just 30days to get my score a 180point boost on the three credit bureaus. Thanks to the super work of CreditMason, a credit restoration company I registered with after my score went down the bad road last year, I use smart credit to check my scores regularly but my old collections won't let my credit be great so I had to speak to CreditMason for a permanent removal which they did within a month. I'll implore anybody that needs a quick boost to register with www.creditmason.net, there's been no regrets for me so far. My score is a little over 800 at the moment.

Products used:
CreditMason

Thumbnail of user beatricef56
1 review
2 helpful votes
June 8th, 2023
Verified purchase

Very helpful! I have seen improvements that help me plan for new projects.

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

We are thrilled to hear that you love our app, and we sincerely appreciate you taking the time to share your positive experience with us by giving a 5-star review. Thank you very much for your support!

Thumbnail of user arsims
1 review
0 helpful votes
July 1st, 2021
Verified purchase

To be frankly honest, i had good experience with Smartcredit, now im not sure if it has to do everything with SmartCredit or the person who's working on my Credit File!

But some information didn't match what Equifax or Transunion or Experian... posted, versus 3 Credit B report coming out of Smart Credit.

But overall all good!

Thumbnail of user auma
1 review
0 helpful votes
June 7th, 2023
Verified purchase

It's been accurate with every detail in my credit history better than any other app. I can't get into my credit karma app due to some complications in the past but I need help getting a credit card.

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

We are so glad to hear that you love our app! Thank you for taking the time to leave a 5-star review. Your feedback is greatly appreciated

Thumbnail of user justinh1012
1 review
0 helpful votes
February 5th, 2023
Verified purchase

I really like how easy the service and the app are to use.

Thumbnail of user johnm6013
2 reviews
5 helpful votes
May 29th, 2021
Verified purchase

Can't believe you pay for the service to monitor your credit and then when you want to look at your credit they charge you another fee. WTF?!?

* SmartCredit® attempted to help this customer through the Sitejabber Resolution Center, but the customer did not respond

Thumbnail of user christoferh1
1 review
0 helpful votes
April 26th, 2021
Verified purchase

Credit score is shooting up! First time I've had an app that accurately shows all my credit history and tips on how to improve without being bombarded with emails, such a great company and user friendly

Thumbnail of user christinab1444
1 review
0 helpful votes
June 20th, 2023
Verified purchase

Accurate and great service to check my credit and keep it up to date and also improve my credit

Thumbnail of user marias1119
Rachelle A. – SmartCredit® Rep

Thank you for your positive feedback! We're thrilled to hear that you find our service accurate and helpful in keeping your credit up to date. Your satisfaction is our priority, and we look forward to continuing to support you in your journey.

Thumbnail of user derekw361
1 review
0 helpful votes
March 8th, 2021
Verified purchase

The whole staff made my experience worth it. Tammie is awesome, very welcoming. Amanda gave me the greatest, most detailed oral cleaning that I've ever had. I'll definitely be back to see those wonderful faces again. Thanks you guys!

Thumbnail of user joia8
1 review
0 helpful votes
January 21st, 2021
Verified purchase

Great and keep me up to date with a mu credit. Also I like managing my own credit

Thumbnail of user tinas1148
1 review
0 helpful votes
August 1st, 2022
Verified purchase

Everything has been accurate and on time for me…plus it's very useful, understanding and mostly of all helpful to me as I try to establish and maintain a good credit score

Thumbnail of user andrewa997
1 review
1 helpful vote
July 5th, 2022
Verified purchase

This has been a great site for me. I like the clean look within the site. It allow me to easily access everything. It allow's me to have a mental picture of what everything I have out-(revolving credit)

Would recommend

Thumbnail of user samb1043
2 reviews
0 helpful votes
December 4th, 2021

Smartcredit has helped me keep track of everything going on with my credit. All with the action button! I would highly recommend this to anyone its very user friendly and very affordable. They also provide me with useful tips that really help to increase my credit score.

Service
Value
Quality
Thumbnail of user anthonys1515
1 review
3 helpful votes
April 18th, 2021
Verified purchase

The score master is a good tool to show how payment balanced can drastically improve your credit. The score builder doesn't look like it going to be effective because I keep getting letters from all the different debit collectors saying they can't do anything about my situation

Thumbnail of user moniques247
1 review
0 helpful votes
August 1st, 2022
Verified purchase

I have been with smart credit for almost 2 yrs. I am always alerted when there is a change to my credit report. It is very easy to navigate.

Thumbnail of user hattieh25
1 review
0 helpful votes
July 11th, 2022
Verified purchase

My experience with SmartCredit is great! Its help with my credit and score!

Thumbnail of user danyellr2
1 review
0 helpful votes
June 29th, 2022
Verified purchase

Good experience. Thank you………………………………………………………………….

Thumbnail of user jorisr6
1 review
0 helpful votes
July 1st, 2022
Verified purchase

Wonderful experience, attention and results.
Thanks To Latin Credit!

Thumbnail of user herodeo1
1 review
0 helpful votes
June 29th, 2022
Verified purchase

I've been using SmartCredit for more than 8 months this experience is amazing the update, the report and all the informations you need it's fast and easy to get i highly recommend u to try this App

Thumbnail of user wilberth27
1 review
0 helpful votes
July 6th, 2022
Verified purchase

I have great experience with smart credit
I refer anybody to be part of this!

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From the business

Control your future credit score and take action directly with your creditors through our patented online system. Start your free trial today!

Business History

We are a group of fun and creative people building unique and patented technologies that empower people to take control of their financial success and privacy. We started in 2003 with the idea that technology should allow consumers to interact with their banks, creditors, and other institutions using a simple button. We’re here to make understanding credit easy for everyone. Using our 200+ years of combined credit industry experience, we show consumers exactly how their financial decisions impact their credit scores and how they can control that number to reach their financial goals. With predictive score features, comprehensive credit analysis solutions, and privacy protection tools, we put the power back in the consumer's hands.

Company Representative

Thumbnail of user marias1119
Rachelle A.
VP of Customer Service
Rachelle is a veteran of customer support with over 20 years of experience which includes general customer service, technical support, sales and management. Since joining the company in 2004, Rachelle oversees the daily activity of all customer contact through various channels and media.

How do I know I can trust these reviews about SmartCredit®?

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