Yes Natalie, you are correct. Caretaker Gazette will NOT refund your money, not even a penny. I used to get the CG back in the 90s, and it was not a total scam back in those days. I actually wrote to a few people who responded back, and one guy was going to hire me but he wanted me to know how to drive a 5 speed, which I did not know how to do. I signed up by accident sometime 10 or 12 years ago and tried to get an immediate refund, and Mr. Dunn himself stated that they did not give refunds, but he would give me a free ad as compensation, which he did. I did not want that, I wanted my $30 back but oh well. I decided right then to never have anything else to do with such a scam organization.