I have been paying this credit card on time for the last 3 to 6 months. They keep reducing my available credit! Which causes my credit score to go down! Every time I make a big payment, these idiots keep reducing my credit! They should have allowed this company to shut down when the pandemic first happened! When this company goes in a hole again please do not save it because they are crooks! I have called the bank I believe it's commenity Bank who makes the decision on who gets a higher or lower credit limit. They act like they can't do anything for me! Do not apply for a credit card with this company! Do not apply for a credit card with them. It's a sham of a company!