We bought a LTC policy from him and did we get screwed, He was not truthful about the dirty parts of the policy. Like the fact that he tells you they pay interest on your money when in fact its all sucked away in management fees. You have to die to get any of your money back, Money is also locked up for ten years with stiff penalties. Policy is worthless. Sad how he sells these things to old people without being up front and honest about their true cost. If you must buy a policy from him take it to a expert in the field and have it checked out. We didn't and lost thousands. Stay away from One America the company he represents