This website is obviously owned by blue cross just as a disclaimer. It was the only website I could find that will give you a tool and walk you through the 3 options presented to anyone who currently has healthcare and wants to evaluate whether 1. Keep existing insurance, 2. Just deal with penalty, 3 buy on the exchange. The tool gives you the dollar amount you have to pay and what the insurances will cover. I found this tool to be very useful in helping me make a decision on what to do. Much better than the government website dealing with the affordable care health changes.