In March 2015, came to know about M3M being highly reputed builder. So booked a 3bedroom flat in M3M Marina. The total cost 1.45crore and we had paid almost 90lac over few years. Then like everyone else we were badly hit by the pandemic COVID-19. We live and work in UK. All extra earnings stopped hence we could not pay the last balance of 40lac rupees. I emailed M3M on numerous ocassions requesting best possible options. I took 35lac loan from my bank, as I was about to pay got a letter from M3M, that my property is cancelled. I returned the loan back to the bank and started chasing M3M for deposit. I wrote numerous letters to M3M managing director Mr. Bansal but no reply. I found out my property was sold in March to someone else without my knowledge. I finally got a reply from M3M that they are not going to return any money. They will give property, so I chose few properties that I liked, also to fit in the deposited amount but M3M refused. According to Mr. Gaurav Kaushik, Prateek Bali, we can only have a property that they will give, at a rate that they will set, at the price that they decide, the floor which they decide, no choice. We still agreed and decided to borrow a loan again, unfortunately, I fell ill with Intracranial hypertension and other underlying conditions and my loan was refused. I may soon lose my job due to illness. M3M is still not replying to any of my emails. All I need is my full refund from M3M. They are enjoying the interest for so many months on my hard-earned and taxed money 90lac. My mental health is gone down, felt like being cheated by M3M, tortured by their employees.