Paul J.

If you decide to book a room at this motel, you'll actually be supporting the shady practices of the people running it (a couple from Cairns). We used to work for them and got stiffed on our entitlements (like holiday pay). John, one of the managers, constantly talks trash about the Indian owner of the place. He even tries to mock the owner's Indian accent, but he's not very good at it. John also spreads rumors about his friends having issues with the Indian community in Australia. He accuses his staff of stealing from him, but in reality, he's the one who doesn't pay his employees. He's known for setting up fake contracts to avoid paying proper wages and benefits, and he hires people through temp agencies just to dodge his responsibilities.

Es un banco con un servicio de porquería. No cobra comisiones ni pide saldo mínimo pero roba dinero de tu cuenta.

Ojo, solo sirve para depósitos nacionales por lo que no es compatible con PayPal u otros servicios de pago en línea. Tampoco recibe depósitos en Oxxo.

Su tarjeta simplemente no es aceptada en varios comercios y te jodes. En Aliexpress sí te la aceptan pero en caso de reembolso el banco lo rechaza y pierdes el dinero.

Tienen muy pocos ATM, y sus comisiones son altísimas. Son bancos más dirigidos a la clase popular así que sus tarjetas de crédito entre otros servicios no tienen categoría priority o select.

En dos ocasiones, fui víctima de un fraude por parte de Bancoppel. Lamentablemente, esta institución bancaria no cumplió con su deber de proteger mis fondos y me vi perjudicado en dos ocasiones distintas. Es realmente decepcionante cuando confías en un banco para salvaguardar tu dinero y, en cambio, te encuentras con situaciones de robo.

Contatei esta casa de câmbios para saber a taxa de câmbio do EUR, e foi-me dito para consultar o site. Quando fui ao site, mostrava a taxa de 5.37. Quando cheguei à agência, consultei o site e ainda mostrava 5.37. E ainda hoje mostra essa taxa, e mostra que o site foi atualizado no mesmo dia.

Quando me dirigi ao balcão de atendimento, o operador disse que a taxa de câmbio era de 5.39. Ou seja, em vez de pagar 268.50 reais por 50 euros, acabei por pagar 269.50 reais, um real extra.

Legalmente, esta empresa usa a advertência de que "cotações sujeitas a alteração sem aviso prévio" para usurpar pessoas. Para se legimizar da imoralidade que é convencer alguém sob falsas premissas a ir à sua loja, e fazê-los pagar mais por um serviço promovido a um valor mais baixo.

Quando os contactei para expôr a minha insatisfação, a pessoa foi extremamente grosseira, e disse-me "para consultar com um advogado e fazer uma demanda" se não estivesse satisfeito com a usurpação.

Felizmente, eu sou advogado, e sei que a propaganda enganosa e abusiva no Brasil é uma infração do código de defesa do consumidor - lei no. 8.078 de 11 de setembro de 1990.

Foi-me dito também que o limite por pessoa para reais espécie é de US$1000 ou equivalente. E que o sistema que usam (unicâmbios) está interligado com outras casas de câmbios, que faz com que o seu limite seja US$1000 por dia para todas as casas de câmbios em Foz do Iguaçu, com a exceção de O2, K2, Cataratas câmbio e ápice câmbios.

O juizo público através de páginas online (como a minha, com mais de 1 milhão de seguidores) e a exposição em meios de comunicação social são métodos muito mais efetivos que 'demandas' em tribunais de repúblicas das bananas que não têm credibilidade absolutamente nenhuma.

Os filhos e netos destes usurpadores vão ser os que mais tarde pagarão pela estupidez de um povo corrupto.

This bank seems to be a playground for the child-like employees that work there. They are constantly talking to one another while "serving" customers. Constantly having a go at clients. No respect, no dignity and no professionalism. I am very glad t0 have closed my account with this bank today. One star is too generous.

UPDATE: My wife no longer recommends this site. Customer service is refusing to temporarily deactivate 2FA for her account claiming that they cannot verify her ID. Her phone was recently stolen and she cannot access the 2FA codes. There is no other way of accessing the account. Pretty appalling from a company that claims that they are helping small businesses. They recommend starting a new website. AVOID LIKE THE PLAGUE!

My wife had been using Payhip for the past 4 months and used to like it. She will not be using them again!

When a lesson is cancelled, a substitute teacher is allocated to that student. The company charges the teacher that cancelled the lesson 600 yen and then obtains another payment (in the form of commission) from the substitute teacher. The only person that is scammed in this cycle is the teacher cancelling the lesson (or getting his/her lesson cancelled).

Eigox gets paid TWICE and the substitute teacher is paid once for the actual lesson. NOTE: the substitute teacher is not paid above their hourly rate, the rate of pay is exactly the same as if the lesson was originally allocated to them. The most hilarious thing is the fact that they even want teachers to provide doctors' notes for a missed class. Isn't this meant to be an independent contractor's position? Teachers are not provided with a guaranteed number of hours per month so why would they behave as your employer? If this is not a scam, what is?... This is a reminder as to why EIGOX is the worst online platform for teachers.

"Cancellation Penalty (Important) Cancellation of a"booked "lesson will be regarded as a failure in the management of Your lesson schedule and you will be subject to a penalty of payment reduction as follows. Native English Tutors: 600 yen per cancellation. Japanese Tutors: 600 yen per cancellation.
Campaign Tutors: 300 yen per cancellation.
Filipino Tutors: 160 yen per cancellation. E.g. If you are a native English tutor and have cancelled 2 lessons in April, 1200yen (600yen x 2) will be deducted from the pay for your work in April."

I have noticed that their staff of the site are running Quora pages to harass people they disagree with.
Unfortunately, the staff of this company seem to be more focused on analysing other nations' "inferiority" than worrying about the major socio-economic problems that their country is currently facing. Commenting that their country is so much better than others is false, and utterly childish.

In one interaction, one of their staff members states:

"Nonsense! Police are trained to work with armed individuals and generally we work well together. Unlike other nations, we police ourselves and police are well trained individuals from our communities. We work with them, because we and they are the same, really. They just get a paycheck and are paid to enforce laws. We carry to protect ourselves and others.

15 seconds.

That's what it took to stop a mall shooter when someone in the crowd carried a gun. 15 seconds."

Americans trying to lecture others about violence and mass shootings and police abuse? Ridiculous to say the least... Even more ridiculous on a business page.

More than 6 weeks following the booking of a CND car rental in Manly West, my wife received an email from this company falsely claiming that the car she rented was damaged during her rental period. This despite receiving a thumbs up review from the owner, claiming no damage to the car, either via private or public feedback.

CND justifies their email with the following:
A) Owners have 42 days to report any damage to vehicles;
EVEN THOUGH, car rental/sharing providers must ensure they comply with national unfair contract terms laws. These laws are part of the ACL.
Unfair contract terms laws protect consumers against contract terms that:
• would cause a significant imbalance in their rights and obligations under a contract
• are not reasonably necessary to protect the business
• would cause detriment (financial or otherwise) to a consumer.

B) According to CDN, my wife has uploaded photos that incriminated herself, which, apart from being false, is complete nonsense. I personally believe that CND added photos posterior to the rental period, in order to stitch her up for damages caused by someone else, or for existing damage. This is an old vehicle with loads of dents and other structural damage.

Nobody, neither the owner, nor car next door, reported any issues to her until 6 WEEKS AFTER she returned the vehicle. This 2002 car is an older model, which was already covered in dents and scratches.

As this is an owner handover listing, it is clear that this owner has failed, whether intentionally or unintentionally, to fulfil his obligations to be present, at check-out, in order to inspect the vehicle and collect the keys.

Under the ACL, when one returns a car, one has the right to:
• take photographs that show the vehicle's condition
• be present when the owner inspects it.

The owner did not make any report of damage, nor did he make any reference to any damage to me or in his review (privately or publicly). I am certain that if there was any damage he would have made that claim back then (6 weeks ago, not now) or, at the very least, on the day the car was returned.

The vehicle had a flat battery at the very start of the rental period, which the owner had to replace, otherwise, the vehicle couldn't have been driven away. My wife was also charged for Km's for following the owner, at his "request", to Super Cheap, in order to have the battery replaced. This despite the fact that she had told him that RACQ was on its way to the location where the car was parked.

CND neglects the fact that, under the ACL, a consumer can claim compensation for any consequential loss arising from a failure to meet one or more of the consumer guarantees.

This is the same owner that's also claimed that my wife left chicken poo in his boot of the vehicle, despite the fact that no animals were inside the vehicle. We have no pets or any other animals under our care.

The owner (a Frenchman with a strong French accent) was trying also to make xenophobic comments about my accent, in spite of him having a strong French accent.

We will only deal with CND and the owner of this vehicle in a court of law. That way, both parties can present their side of the argument, under oath, and in front of a magistrate. I am still waiting for CDN to take this matter to court, following months of futile threats.

If you are after a licensed currency exchange store in Chiang Mai, this place has the best rates in Thailand. You can contact them via Line app and discuss your requirements prior to going to the store.
It is right in the centre of Chiang Mai and all rates are displayed on an electronic board.
Great rates with good customer service.

This company refuses to provide a refund under their 30-day money back guarantee even though it is advertised on their website.

On 17 December 2021, their response to Paypal was the following:

"It's unclear what the customer refers to as the customer used our service and used 82 GB traffic. That can't be returned. We checked logins and the customer used our service yesterday. Based on that, we don't accept the dispute as the customer using our service right now. "

Their response to Paypal is false and misleading. In their email to me on 17 December 2021, they confirm that the service wasn't, and still isn't working, because they've suspended my account due to the Paypal dispute. According to them, they always do that until matters "get resolved".

Given that the dispute was filed with Paypal on 8 December 2021, I couldn't have used the service on 16 December 2021. How could I possibly log in to a suspended account?

I have only escalated the dispute to Paypal because of their inability to resolve the issue.

Nevertheless, that wouldn't have voided the 30-day money back guarantee. It is my understanding that a money-back guarantee, also known as a satisfaction guarantee, is essentially a simple guarantee that, if a buyer is not satisfied with a product or service, a refund will be made.

Businesses cannot unilaterally suspend a plan (forfeiting their obligation to provide a working service) while refusing to provide a refund. This is particularly relevant when they promote their services as being backed by a 30-day money back guarantee.

The cancellation under the 30-money guarantee was requested on 3 December 2021, without a valid response from the company to the request.

My email stated "Unfortunately, the VPN stopped working on one of my laptops and mobile phones earlier today. It is unsustainable for me not to have access to a VPN service due to the potential online privacy vulnerabilities. As a result, I would like to be fully refunded for this service as I have now purchased another VPN subscription. Given that I am still under the 30-day money back guarantee provided with this VPN subscription, I don't anticipate too much of a problem to have this finalised by your company."

In response to my email they ignored the request for a refund, and the email in its entirety, and stated the following:

"Our engineers are currently checking on this. We will get back to you via email for updates. If you require VPN protection at this time, you may connect on the following VPN locations: Australia - Perth, Israel, Isle of Man, Russia - Moscow, Singapore, South Africa and Ukraine servers, Bangalore, India - Mumbai."

In essence, a 30-day money back guarantee means ZERO to this company. Despite the fact that this business clearly advertises that "all plans are protected by a 100% money back guarantee".

In Sweden, the general rules regarding misleading advertising are set out in the Marketing Act. According to these rules, which are similar to what occurs in Australia, advertisers are not allowed to use false claims or other misleading statements in their marketing. Advertising is considered to be misleading and false if it affects the consumer's ability to make an informed transactional decision. Advertisers are furthermore not allowed to leave out any material information that is of importance and that may result in unclear, unintelligible, ambiguous or otherwise inappropriate advertising.

PrivateVPN claims to keep absolutely no logs of your data. And in their privacy policy, they do verify that they don't keep user logs of your internet traffic. However, they do collect your IP address and cookies.

They even claim that sites may not load correctly on their servers if you disable cookies. Even worse, they might sell your data to third parties. Here's what their privacy policy says:

"Third parties might analyze our site data. In this case, however, we only give them non-identifiable information. This is to improve our site or marketing and only for internal use."

This sketchy logging policy means that PrivateVPN isn't so private after all. I wish they were more transparent about their terms of service.

Since PrivateVPN is located in Sweden, there are bound to be some legal limits on just how private they can actually be with user's information.

In fact, the Swedish government has been tightening down on data retention laws in the country, hoping to make it mandatory for VPN providers to keep logs on users.

According to Privacy News Online, Sweden wants to introduce VPN surveillance and mandate that their internet is built around optimising governmental surveillance.

If you are experiencing problems with this company, you can file complaints with the Swedish Consumer Agency/KO, in English. Misleading advertising is against Swedish/EU Consumer Protection Laws.

This guy's company details are publicly available via the D&B (Dun and Bradstreet) Business Directory - just type 'PrivateVPN Global AB' and the information will come up.

According to other publicly accessible information, the director of this company is also part of the administration of *. You can google his name and the name of the company to look this information up.

Also, file a complain about this "sole trader company" (as it only has 1 employee according to D&B) via the Econsumer site. This government site (Econsumer) is a consumer complaint database maintained by the U.S. Federal Trade Commission ("FTC"), a government consumer protection agency.

Alternatively, you can sue them via the European Small Claims Procedure.

UPDATE: Paypal claim decided in my favour.

Hostinger had to reset passwords of 14 million users to a "random sequence of characters" as a precautionary measure following a massive data breach. The company has sent password recovery emails to the affected consumers.

Hostinger claims the massive breach took place on Thursday. The company received an alert that an unauthorized third party has gained access to one of their servers.

Hackers gained access to an authorization token on one of Hostinger's servers. The token can be used to make API requests, without needing a password or a username. Through this, the hackers gained access to the company's internal systems and a client database which holds information "about 14 million Hostinger users".

It took me more than a month to access my domain name and transfer it to another registrar. The company took the liberty to unscrupulously delay the transfer and made it impossible to manage the domain.

While being hosted by Hostinger, my wordpress site was constantly hacked by third parties due to the vulnerability of their old, outdated servers.

This is a "Lithuanian company" with branches across tax havens.

Stay away from this company, pay more for a quality domain and hosting service.

UPDATE:
Despite their notice stating that my data had been deleted from their servers, I received an email notice in November 2021 asking me to update the details of a domain that was NO LONGER with their registrar.

For whatever reason, on 22 October 2020, this company processed two charges (one valid and one unauthorised) on my credit card ending for my one only online Woolworths grocery order.

The first charge of $102.98 is invalid and unauthorised as it relates to a cancelled order. The second one of $100.93 is valid.

It took them nearly a week to reply to my email. In their reply, they don't acknowledge that a cancelled order should have been fully refunded. While the amount would've been changed correctly, I am far as I am aware Cancelled orders are not meant to be charged.

Also, I have been having trouble receiving points for orders, whether they are the normal points or boosters. It seems that their automated points system doesn't process the points adequately.

I have been double charged for one online order. There are two transactions on 22 October 2020 for one online order. Despite my consecutive efforts to get it resolved with the company, their customer representatives don't seem to want to resolve this matter.

This company is constantly being fined for breaches to consumer law. On one occasion, the Federal Court has ordered Woolworths Limited (Woolworths) to pay total penalties of $3.057 million for breaches of the Australian Consumer Law relating to safety issues with house brand products sold in Woolworths supermarkets, Big W and Masters stores. On a different instance, the Federal Court has ordered Woolworths Limited (Woolworths) to pay penalties totalling $9 million for contraventions of the Trade Practices Act 1974 (now called the Competition and Consumer Act 2010) (the Act), following admissions made by Woolworths in proceedings brought by the Australian Competition and Consumer Commission.

Lastly, the appalling handling of the ooshies stock. Without any notice, ooshies were completely removed online and in store, leaving people empty handed. That's not the proper way of treating your customers.

I am now a customer of Aldi and Coles.

Almost a decade after leaving my job with this unscrupulous company, I was sent a letter by their HR department claiming that they were self-audited and that, as a result of their audit conclusion, I was UNDERPAID over $60. Hardly surprising!

In a brief discussion with a solicitor from Legal Aid Australia, we both concluded that, due to the actual nature of the role, the advertisement for my job on seek.com.au was misleading as inaccurately specified the responsibilities / nature for the Front Office Manager's position at the time. For example, when one refers that the FOM is responsible for supervising the front office team and, in reality, this person is covering shifts and is, therefore, unable to liaise with staff members, this is considered misleading behaviour'.

Misleading job and business opportunities advertisements cause job seekers a great deal of hardship and difficulty. Moreover, under the Trades Practices Act 1974, misleading job and business opportunities advertisements carry heavy penalties ranging up to 1.1 million dollars for the most serious breaches.

Section 53B of the Australian Competition and Consumer Commission (ACCC) specifically prohibits a company from doing anything likely to mislead people about the availability, nature and terms and conditions of employment. Similar provisions apply in state and territory legislation.

If you work for these clowns and they are not paying you the right award rates, please make sure to contact the Fair Work Ombudsman immediately, as they already know how dodgy this company is.

This company wanted to unilaterally increase our annual fees leading up to our complaint to AFCA. In my view, their customer service is absolutely pathetic and their management of complaints is appalling. This is a recurrent issue as Esuperfund Pty Ltd has paid $30,600 in penalties after ASIC issued three infringement notices for false or misleading online advertising. Each infringement notice imposed a penalty of $10,200.

The advertisements related to Esuperfund's business of providing self-managed superannuation fund (SMSF) establishment and administration services online to clients. Each advertisement ran between 31 January 2014 and 8 May 2014.

My wife listed an used item in perfect working order on Ebay, alerting that it was "sold as is" in the description, and yet the buyer opens up a return case falsely claiming the item wasn't working (something to the effect that it was taking too long to configure Windows). The buyer did not provide a simple piece of evidence that the item was defective and yet the case was closed in his favour.

EBay's onsite chat agent claimed that I had to either request for the buyer to close the case or accept the return and file an appeal afterwards (which they've denied). I've contacted them on Twitter as well, but have received no response. A buyer with a ZERO feedback score can make up a case against you without one single piece of evidence. This site is the perfect venue for scammers.

The most hilarious thing is that the Australian authoritarian government does not get a cent of taxes from this company, as they are based in Germany, operating as a foreign branch in Australia. They'll probably provide governments with valuable data, which is why they are quite happy to have them in their countries.

They are not a licensed domain registrar in Australia. The QLD Office of "Fair Trading" stated, in response to a previous complaint, that this company is based in the UAE. Their ABN entity type is 'other incorporated company', which means that it is a branch of an overseas company not incorporated in Australia.

You can look it up, online, via ABN Lookup.

Their 60-day money back guarantee for hosting plans is a GIMMICK. They will charge you a pro-rata figure, even if your purchase is within the 14-day cooling period of the Australian Consumer Law. Scammers!

THIS IS THEIR CLAIM:

"If you are unsatisfied with your Web Hosting service, for any reason, within the first 60 days from the date of purchase".

(...)

This is our Money Back Guarantee offer where we give you the assurance and peace of mind that our products are the very best. While we do make every effort to ensure that our products and services are perfect from the get-go, sometimes your needs and requirements change after making a purchase and we fully understand that.

To get your Refund, you may email us your request including the reason why you are not satisfied so we can process the cancellation of your Web Hosting service, and issue the applicable credit."

The following ACCC statement on false and misleading advertising is crystal clear:

"Businesses are not allowed to make statements that are incorrect or likely to create a false impression.

This rule applies to their advertising, their product packaging, and any information provided to you by their staff or online shopping services. It also applies to any statements made by businesses in the media or online, such as testimonials on their websites or social media pages.

If the overall impression left by a business's advertisement, promotion, quotation, statement or other representation creates a misleading impression in your mind—such as to the price, value or the quality of any goods and services—then the behaviour is likely to breach the law."

No refunds or credits will be provided to you. Your data is sold to "dodgy" countries so that they can use it to scam you with telemarketers. Beware of the risk you'll be taking by purchasing domains and other services from this company. It is just another embarrassing episode in this country of how a foreign company without registration in Australia is able to operate ABOVE the law.

This company is completely unprofessional in their dealings with customers. I don't believe it to be a viable alternative to any other renown companies in the sector. They have been banned from Ebay for being grossly incompetent.

One of the biggest issues with them is when you get locked out of your account. 9 times out of 10 this happens when you receive a payment from a third party. Don't trust your hard earned money with people that have no morals. They make it obvious that their immediate priority is their shareholders.

If you're in Australia, you can lodge a complaint with the Australian Financial Complaints Authority in order to get your concerns addressed.

If you stay at this motel you'll be sponsoring the corrupt ways of the individuals (a redneck couple from Cairns) leasing this property. We used to work for these disgraceful people and ended up not being paid for entitlements (holiday pay). John, one of the lessees, bad mouths the Indian owner of this property at every chance he has. Additionally, he tries, with not much success, to imitate the property owner's Indian accent and claims that some of his friends have been facing problems with members of the Indian community in Australia. He further claims that staff members steal money from him however, from my own experience, I can attest that he is the one failing to pay his staff members. In fact, he likes to enter into 'sham arrangements', contracting full-time employees as independent contractors in order to both scam them and the ATO. John also uses temp recruitment agencies to hire people for 3 months or so in order to avoid paying entitlements to his employees.

Highly derogatory comments towards foreigners. Complete abuse of power by the employees of this state-run "agency" in their futile attempts to provoke a reaction on people like myself that want to get on with their lives. I was asked highly inappropriate questions by the employees of this PUBLIC institution that would have granted them, at the very least, adverse disciplinary proceedings in my country. Even when I politely asked them to stop their condescending, inappropriate and unprofessional remarks, their obnoxious employee decided to carry on with her non-sense.

DO MORE WORK AND LESS TALK SO THAT YOUR COUNTRY DOESN'T NEED TO BE BAILED OUT AGAIN... Stop living off tax payers' money and contribute to your own country by, at least, acting as decent and responsible people towards those that contribute to pay your salaries.

Chinese Communists / CCP enthusiasts are running this property and ripping off the community at large.

The property is old and decaying. Their only intention with keeping this property is to 'launder' their dirty Chinese money overseas. They haven't even complied with State regulations and taxation obligations during their ownership. BEWARE!