This company is honest and do what is needed to help you and your loved ones with the financial products you need for now and in the future. They don't SELL you things. They provide your individual needs and actually help you. They do what is right 100% of the time. I have trusted them for over 33 years for my life insurance, investment, and prepaid legal needs. If not for them my husband and I definitely would not be where we are today. They have made a huge difference in our lives. I just wouldn't go any where else.