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on 1/7/24I use bank cards as my preferred payment method for depositing. There are no fees or commissions on deposits and I would say it is the most convenient way to top up your account. Pretty fast though, the deposited funds show up on your account immediately.
However, as you probably already know, the only payment method you can use to withdraw funds after you exceed the limit of deposited funds is a wire transfer… so I don't think the payment methods used for depositing your account matter a lot 😀