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on 6/8/18Hi Ken, thanks for reaching out. We actually provide our clients with both unsecured credit cards and loans with the minimum credit score required being 680. For additional assistance please feel free to call us at 203-518-8071 or to fill out our application please feel free to apply online at: https://www.fastunsecured.com/free-analysis/ let us know if there's anything else we can do to further assist you.