Amerihome

Amerihome purchased my mortgage from another company 2 years ago, and in those 2 years, they raised my escrow payment to the point where I literally had an extra 5k at the end of the second year, even as my taxes and insurance had actually decreased. This happened because, as they told me, they conducted an early escrow analysis, resulting in the appearance that the account is short, when in fact it is not. Okay, so decrease the payment. Oh no, you must contact the escrow dept for that, except the dept doesn't have a phone, so you must email them. You would think that a company that holds 99 billion dollars in mortgage securities could put a phone in the escrow dept, no? Then when you do email the escrow dept, you will receive a canned response, in about 30 days, stating your escrow payment will remain the same. I literally had to refinance in order to get this money back. Stay far away from this company, unless you want a non-interest bearing savings account that you can't access until you pay off the mortgage.