Bitnob

Seriously. I heard the CEO interviewed on a prominent Bitcoin podcast, and these people are 100% above board, with good features and services. You can deposit bitcoin both on-chain and over Lightning. Fees fall in the reasonable range of about 1% per operation. It takes a few hours to provision the US$ virtual debit card, after that it works as expected. (I am fairly new to this service, so I have used it, but not a lot.) For people who actually live in Africa, there are some additional services for locals in multiple African countries. For the rest of us, the card is the main thing. As I recall KYC was a straight-forward passport upload. Support is via chat, they do respond, and they try to be helpful. This is a great African business that deserves support!

I totally love using this product. I have used them to create virtual cards, convert stablecoin to naira, transfer money to people in Nigeria, Kenya and Rwanda and more.

The app is so easy to use and the attention to security is 2nd to none.

Did I mention they have the best rates. I will recommend them any time.