• Cash Spot USA

Overview

Cash Spot USA has a rating of 4 stars from 16 reviews, indicating that most customers are generally satisfied with their purchases. Cash Spot USA ranks 18th among Loans sites.

  • Service
    2
  • Value
    2
  • Quality
    2
Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
2
See all photos
How would you rate Cash Spot USA?
Top Positive Review

“Loan in fast time”

Darina P.
11/20/20

I want to leave a review about this site, I applied for the first time when I needed money, it turned out to be very simple, I did not come to borrow from friends, this company will always provide financial assistance in a difficult situation. The loan was approved for me in about an hour. Then I specified my e-wallet and received funds for it within one hour. Everything is fast, convenient, simple and clear. Recommend.

Top Critical Review

“NEGATIVE ZERO stars - Total scam. Loan officer, manager and legal is all the same person.”

Jennifer S.
6/30/23

This is a total scam. They tell you that you will receive you loan amount funded in your account on the next day, then next day, then next day... They send fake mobile checks to your bank account and know when the bank will realize that they are not valid checks. The fake checks deposited are to use money to Fund FDIC insurance and must appear is it coming from the loan applicant and not the loan company. They instruct you to go to walmart and purchase walmart cash cards. You show the cards to loan officer to pay the FDIC - YEAH RIGHT...once that is done they claim to move you to gold status for an additional amount, go back to walmart. They also created transactions on another account they had NO authorization to use. After all of that they call or email threatening messages.

Reviews (16)

Rating

Timeframe

Other

Thumbnail of user darinap
1 review
2 helpful votes
November 20th, 2020

I want to leave a review about this site, I applied for the first time when I needed money, it turned out to be very simple, I did not come to borrow from friends, this company will always provide financial assistance in a difficult situation. The loan was approved for me in about an hour. Then I specified my e-wallet and received funds for it within one hour. Everything is fast, convenient, simple and clear. Recommend.

Thumbnail of user jennifers5323
1 review
6 helpful votes
June 30th, 2023

This is a total scam. They tell you that you will receive you loan amount funded in your account on the next day, then next day, then next day... They send fake mobile checks to your bank account and know when the bank will realize that they are not valid checks. The fake checks deposited are to use money to Fund FDIC insurance and must appear is it coming from the loan applicant and not the loan company. They instruct you to go to walmart and purchase walmart cash cards. You show the cards to loan officer to pay the FDIC - YEAH RIGHT...once that is done they claim to move you to gold status for an additional amount, go back to walmart. They also created transactions on another account they had NO authorization to use. After all of that they call or email threatening messages.

Tip for consumers:
Don't get scammed. They lie to you. They take advantage of you. They approached me and I really needed the financial help they were "supposed" to be providing. Instead I got scammed for money I didn't even have.

Products used:
none - the process of collecting my loan was never done, and excess money has been taken out of my bank account

Service
Value
Quality
Thumbnail of user olgas137
2 reviews
17 helpful votes
November 17th, 2020

I first applied when I urgently needed money to repair my car. It's very simple and practical! It is not always possible to borrow from friends, so in a short time I received the required amount at a good percentage. Everything is legal and transparent. When I paid off the loan, I needed money for a present for my husband, and I returned here. I am glad that you can count on financial assistance at any time.

Thumbnail of user elizabethz842
1 review
6 helpful votes
July 24th, 2023

Do not use them. They are a scam and tell you that they will call you back and never do. They are a bunch of liars.

Thumbnail of user frankb720
1 review
3 helpful votes
October 19th, 2020

Looking for cash but afraid of acquire unsecured personal lending? Well, secured personal loans may become the best answer to financial hitches.

Thumbnail of user brandonh893
1 review
6 helpful votes
March 24th, 2023

I was using their site and used some real info and some test info that "went through" even though it shouldn't have. About 1 minute later, a man with an Indian accent called from a "local" number for a loan company. Keep in mind I haven't had spam calls in about a year now so this would seem to have been caused by this website.

I called the number back and there's a fake answering machine message with a different loan company name than the scammer was using, but the recording was an American woman with an accent I'd expect from the US. Obviously, they're using something to spoof calls and have a recording they stole from somewhere to make it seem legit when you call it back. I'm sure if you listen to the message and wait, you'll be hooked right up with the scammers.

My other clue they're working with scammers is that these review sites contain fake glowing reviews. Anyone that writes real reviews can see that these are a little ridiculous. They didn't even include real looking bad reviews, which is a thing with loan companies since they're not perfect. So their scam is easy to see through.

Get a better job and quit scamming people.

Tip for consumers:
Don't put your info in, it's a scam!

Products used:
None

Thumbnail of user jeckg2
1 review
4 helpful votes
November 19th, 2020

The most convenient thing that was invented and professionally developed by people is the online loans direction. You can always be in financial support if you need money urgently. Life is full of emergency situations. Thank you, help out! I have already made a request to you many times. Of course, I pay a percentage for using it and always return it, then I'll come back to you.

Thumbnail of user capitalisms
1 review
5 helpful votes
July 22nd, 2022

All of the existing 5 star reviews are from cashspotusa. Notice the timeframe of reviews submitted….

Tip for consumers:
If you’re looking for quick money sure go for it. Sky high interests rate that would be foolish to accept. Take the money don’t pay em back lol.

Service
Value
Quality
Thumbnail of user martinc492
1 review
3 helpful votes
November 16th, 2020

Great company! Urgently needed money, a friend advised me to contact here. As a result, I got a quick online loan, I didn't even have to go anywhere. The problems with pogashenie was not. Consultants are very nice and professional, everything is explained in detail. The loan is now closed. But I would like to thank the company for the quick help in the necessary moment. I can safely recommend it.

Thumbnail of user amandam592
2 reviews
0 helpful votes
November 24th, 2020

A great website company Cashspotusa! I needed a loan I considered many options, eventually settled on Cashspotusa. Interest rates and monthly payments are calculated on the site, and applications are filled in there. The appeal was considered quickly enough, everything is clearly spelled out in the contract. Honesty and transparency - this company is 100%. I am very happy with the cooperation.

Thumbnail of user markb2571
7 reviews
9 helpful votes
December 1st, 2020

Hello, friends
I wanted to tell you about a wonderful service called
Cashspotusa
This is a wonderful service my friends told me that there is such a wonderful service where you can get a
Of money On credit. Beginning of the month
I urgently needed a small amount
I turned to this company Did you give me a credit.
The required amount
all process Interest rates and monthly payments are calculated on the site I am very grateful and very satisfied Thank you very much.

Thumbnail of user dmitriiv3
1 review
5 helpful votes
November 18th, 2020

At the beginning of this year, I urgently needed a small amount. I had no one to borrow from, and I began to search the Internet for information about online loans. So I found this site. Loan processing is very simple. It is enough to fill in all your data, contact information and upload a passport photo and take a picture of yourself with your passport. The loan was approved for me in about an hour. Then I indicated my e-wallet and within two hours I received funds for it. Everything is fast, convenient, simple and clear. Recommend.

Thumbnail of user irinal15
5 reviews
5 helpful votes
November 23rd, 2020

So, my little review about cashspotusa. The campaign operates in the United States, has achieved success in a short time and has firmly established itself in the service market. Loans no longer scare people. In cashspotusa, you can apply for a loan online on favorable terms. Loan rates are average. I like the high speed of service here. I can recommend this service.

Thumbnail of user deanj111
1 review
0 helpful votes
November 25th, 2020

It's a really good option when you need to get money fast. I don't have a good credit score (I didn't care about building it), so it's a problem for me to get approval from my bank. The good thing about the service is that it's really simple to get approval and the percentage rate is not that high. The site interface is user-friendly and it's easy to figure out how to apply. It's a good service.

Thumbnail of user peterb1293
1 review
3 helpful votes
November 15th, 2020

I urgently needed money, my friends did not have such a sum, and several banks refused to issue me an installment plan. I decided to apply to Cashspotusa for online loans. I have very often heard positive comments about Cashspotusa, that the company is reliable and can issue online loans. I liked that very quickly and promptly I received loans for the amount that I need. The managers explained everything how to pay off the debt, so that there were no penalties and fines.

Thumbnail of user danielf745
2 reviews
0 helpful votes
December 6th, 2020

I applied to Cashspotusa only once, not so long ago, I have a positive experience. I needed an unaffordable amount for me, for a small treatment, the banks refused to give me a loan because I have no credit history, so I trusted this service. I took an online installment loan directly on the site, approved without any problems, the full amount. I was glad that the interest was set small, I paid everything that was needed on time. In general, I am satisfied with the appeal, I will still apply if urgent money is needed.

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From the business

Company mission – CashspotUSA’s mission is to help people use lending and banking products that suit their needs.

CashspotUSA helps you get real answers to your financial questions from people who have already used our service in past. You can browse up-to-date lender rates and, of course, apply for a loan directly from CashspotUSA’s website. We are transparent and show real customer reviews so you can benefit from the community.

We truly care about our customers, and we are committed to helping you find the perfect financial service for your individual needs. Check out the news/articles tab for unique life hacks on how to save your money using banking and lending products.

Why spend extra time researching online loans on your own when CashspotUSA can make this process easy and convenient? Within minutes of filling out the online application you will receive a competitive rate from the lender that best suits your needs.

Company Representative

Thumbnail of user dmitrye10
Dmitry E.

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