I was only with them for a month, after thinking about it, I decided to take on my debt myself. I really couldn't afford to pay them over 300.00 a month and still have to pay my. Ills, so I called and talked to them about it. And ask for a refund, but to no avail. I am out 152.85,and they won't give me back my money. I explained to them I couldn't afford it, but they don't care. I should have given it more thought before I got in the company. Very disappointed, The girl I was working. With knew I couldn't afford this, I live on a fixed income. If I would have stopped paying my credit cards,,my credit score would have gone down further then it already is. I am really disappointed in them. I need my money back, but I guess I can forget it. No Good