I started my account just before the holidays, about December 15. I was doubtful about the possibilities this time of year. But they made the point that since I pay for prospect responses, if no one responded to my ads, then it would not cost me. I was surprised that I was matched with prospects immediately. I have received on average, 2 per day and even on Christmas day. This is truly a 24/7 system. I even had a face-to-face meeting with the first prospect and signed papers for an account transfer that same day. Once the holiday season passes I suspect the results will be even better.