Alan V.

Before you say that I must have been paid for my review. I assure you. This is my true and honest perception of the past 12 months with SELF and their plan. I was in no way reimbursed by SELF. I did get from them a Better Credit Score and Confidence moving forward!

The past 10 yrs have been a nightmare. Without going into detail my 703 Credit Rating went down to 400. In three months! I couldn't borrow a cup of sugar... from my Grandmother!
Anyway, a year ago I signed up for SELF. It was easy and the flexible plans allowed me to actually make the autopayments each month. ON TIME. The 1st month passed. My score went UP 4 points! It hadn't done that for 10 yrs!
***This might work?!***
I checked into the app regularly and listened to the advise. After 3 mths I qualified for the SELF Credit Card. Set it for autopay. Used it, VERY sparingly. Have had 2 limit increases. Now, after a year, my score is up 91 points. I have a (modest secured credit card). I still have work to do but, SELF gave me the first step I needed. I can move forward with a little more confidence and security!
One step at a time!

For 10 years or so, things were worse than bad. Without going into detail, everything in my life had fallen apart. My 703 credit score dropped to 400. In 3 months! I couldn't borrow a cup of sugar from my own grandmother!
Then I found SELF!
I was able to participate and not break my wallet. They have a number of plans to choose from!
I signed up.
Checking the SELF App regularly, as my payments were taken out automatically.
1st payment, my abysmal credit score was up 4 points. My score had not increased in several years! This was gonna be ok!
Month after month, with regular payments made. My score continued upward. 18 points in the 4th month! After a year. Which I am celebrating this Month, July 22. My credit score is up 91 points. I still have work to do. And I may try this a second time?! I have the Self Card with a recently approved increase. It is still secured but I actually have a credit card and I can actually see the light at the end of the tunnel. Thank you SELF! My new BFF!