Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?