Web site does not accept payment on the date it is sent. Finding payment web site is not user friendly, and when login is unsucessful it sends you to another web site. Late fee is high should payment be late. Entering payment on web site on due date, the site will not accept payment until the next day. Then they charge an additional late fee the next month. For example I entered my late fee on web site and it would not take it that day, and next month they charged an additional late fee. A total of $69 in late fees for a $131 purchase.
Phone support is not helpful either.