I signed up in Novemeber and NEVER used the site not even once for any transactions and they took $60 from my bank account in December and so I had to call my bank and do a chargeback and cancel my debit card for fear they would do it again. Then I called to cancel my account and they told me my account was closed and I owed NOTHING. Well a month later I get an email saying I owe $60 and they were attempting to pull it from my bank... I called and whattya know they say I owe the $60 because I did a chargeback and now my account is in COLLECTIONS, so now baecause of an account I NEVER even used my credit is going to suffer and they are going to get their money either way! Nice scam Authorize.net!