Bill S.

I got the Active Cash card a couple years ago then got PC'd over to the Autograph card. I've never had any problem with my Wells cards, their fraud team,:or customer service bankers. When I set up the app a couple years ago it says I've been a customer with them since 2002 which is bull because I have only been with Wells 2 and a half years not 21 as the app says. I have never banked with Wells Fargo up until i got their credit card a couple years ago. I called in about a supposed account with my name on it that i didnt know about thinking theyd pull something up but nothing. I asked why my app says ive been with them since 2002 when i know i havent been but they insist I've been a customer that long. I heard someplace the bank set up a whole bunch of fake accounts so I wonder what the deal is with my record over at Wells F.

I was on the Just Answer lawyer site needing some help with identity theft. I got to the pay section where they said it only costs $5.00. I figured that was cheap enough so I inputted my Capital One card numbers and hit the go button. The transaction showed up reading $45 but was stopped by Capital One. I called Capital One fraud and advised them of what happened and they stopped the transaction. I wasnt forewarned i would be debited $45 instead of the advertised $5.00 charge. I guess some people would be OK by being sleight of the hand upcharged or be using a debit card and suffer the charges but I didn't. A lot of people bash Capital One but I think its huge they stop transactions such as that.

I was a beginner with about one year credit experience when I was approved for the Discover It card. I started reading all the reviews from people getting requests for a 4506-t while i was waiting for my card to show up in the mail. There was a rash of people getting 4506 requests or otherwise their cards would be cancelled. I had just paid about $1200 on my outstanding taxes about a year prior but still owed $130 which I was ignoring for some reason. My card showed up in the mail after 7 to 10 with a phone number attached to call for card activation. I called the activation line but told the agent to close out the card I wanted it cancelled and sorry about that. I told them I made a mistake and I didn't need the card. My score took a spectacular nosedive. Granted this was all was my fault but people should keep in mind you could be next.

This cards reward scheme consistently fails to meet or exceed the rewards I can get from Capital one, Wells F, or Chase. Booking through a third party is never smart became you cannot straighten out inevitable screwups directly with your hotel or car rental. Instead you must go through your third party. I get better rewards dealing directly with the vendor and simply pay using whatever card is giving the rewards and skipping a troublesome third party app.
After you score your welcome bonus the card loses its value. If Citi would raise their rewards rates across the board to something comparable or exceeding rewards other cards in its class have it would be worth it for me. My credit journey has surpassed what Citi has to offer but you could still find some value to this card albeit a somewhat lower value that will still leave you short over a few years time. Getting shorted on rewards points can really add up over time. This card is a Signature level Visa card which comes up short on Signature level perks.

My state banned TikTok soon as the war mongers in my state I imagine fingered TikTok being linked to the Communist Party in China. I heard about it when talks were brewing in the legislative planning so I hurried up and downloaded TikTok and set up my profile. It somehow blocked and the CS is of no help I got referred to the State so I called them up. I almost wish I hadn't. Whoever I talked to was loud and rude scolding at me that I couldn't use TikTok. She kept repeating herself which I pointed out to her then she said something about geofence and the block. I like what TikTok is all about today life. The high bench might change things possibly soon however.

Naked wines is an online wine club. They have OK wines that a casual wine drinker might indulge in. A wide selection of wines you are sure to like. They have an option on their site where you can meet producers and other consumers. They sell in bulk however I'm not much of a drinker. Very sturdily packaged so your bottles don't break. It's tricky cancelling your subscription.

Quora is a niche site that features site generated questions the mindless drones use to convey what they think never citing any authority for their answer. You will see people guessing at answers, wishful thinking instead of fact, and second hand stories going as best answer. This site has been caught stealing users info. If this site isn't at your level feel free to send your emails over to the spam folder.