They closed my account giving me 2 months months notice for some unknown reason. The only thing I can possibly think that they would close my account is using Binance while they are under investigation, although not in the UK where I am from. They said I could still use my account as normal for the 2 months although not true. I couldn't receive payments to my account I quickly found out and so its currently stuck in limbo, maybe not receiving it at all. I heard of someone not receiving 58k to their account, luckily mine is a small amount. So beware, do not use wise. Plenty more legitimate EMI's out there to use.