This site is completely useless because it never solves my ACTUAL PROBLEM. I have to spend hours of time digging through this site, Googling, and waiting for 45 minutes to talk to a customer service rep who may or may not be able to help me. It's such a waste of my time and constantly loops me to blanket answers that I am not looking for. This is the exact reason why I have sought healthcare outside of the government. It's a mess, terrible user experience, customer care, and a waste of resources.