Terrible and malicious operation which advertises "$1" credit report and then uses your credit card card information to automatically charge you for renewals which approvals are some embedded in your initial acceptance for the $1 charge. More than likely this is legal, but it is morally wrong and doing severe injustice to the unsophisticated consumers. After repeated charges, I finally had to change my credit card number to get them to stop charging me. Stay away from this scam at all cost. You can get a FREE credit report once each year from your local bureau by just calling them.