I hate that when paying my balance on my card I must tell the whole card number. With my Chase account I only have to give the last four digits. Also with Chase, it gives me the option to pay the total amount owed by pressing one key, but with US Bank I have to manually put in the exact whole amount. And it won't allow me to pay more than the amount. Because of this I will quit using my us bank card, and use my Chase card instead.