David M.

Just type, "Shaun Berry amerisave" and he will make your application look as good as he can. It costs $750 for him to prep everything and pay for the govt appraisal of your property. He will send your application to the underwriter looking good w/a current legal appraisal. He will tell you what to expect from the underwriter's team of loan processors. The loan processor is actually a cop who thinks everyone is a liar. She has power over your amerisave agent, she does private investigations and personal judgements of you. She tells the underwriters what to do,. And her words are orders for my amerisave agent. Me and amerisave with Shaun Berry have gone to bat against the processors 3 times. We hit 2 home runs and struck out once. I am just happy to get an honest swing each time and know that my amerisave teammates did their best. I felt sad for my agent when my christmas refi failed last month. I felt like I stole his christmas bonus. The 1st loan which was conventional failed because of a property tax delinquncy foreclosure on a garbage property in 2019. Barry then tried thru FHA and made a second attempt at no charge.
Don't blame Amerisave if you're a long-term unemployed felon who has lots of cash in the bank. That loan processor can sniff you out no matter how pretty amerisave makes your application look.
If you're qualified,. Shaun B will send you current charts of loan options that if studied will help you understand how to make the best gamble on your different loan options.
He will present you as best he can to the billionaires who lend money. He will navigate you thru the underwriter cops. But he is not God and sometimes you will lose your $750 dollar gamble, but when you score, you score big.
Here's a 2017 photo of my crappy tri-plex house. 1957 construction w/no improvements. Yet fully remodeled with no permits! SF Bay views, was worth $1.15 million 2018-2020, December 2023 FHA appraisal $780,000! Upstairs flat rented at $2511. Two downstairs units occupied by owners. Under rent control! TWo foUr TwO tHrEe columbia blvd, please make a $million dollar offer that I can't say no to.