I contacted the HIC insurance company for an agreed valuation on my modified car, I provided all the receipt's and photo's they asked for which added up to more than what i wanted to insure it for. They then sent me a form for me to acquire an independent valuation on the car, which meant i had to phone around to find someone suitable to do this, then spend a morning going to the garage to get this report. The independent valuation was more than what i valued the car at and even then HIC want to insure it for £4500 less than the independent valuation. This is a joke i caution anybody to shop around for an insurance company that knows about modified vehicles because these people obviously haven, t got a clue!