Humans spending account card is worthless. Absolutely zero information from Humana has been sent to me pertaining to the allowable items or stores it can be used at. They DO NOT tell you that you are responsible for taxes! Their website says I can call a taxi or Uber to take me places but I CAN NOT buy gas to drive myself to Dr appts. I can buy dog toys, tho? What!?!? Car insurance is not covered. Getting cash back to buy things not covered is not possible. This program is a bad joke!