This is a constant rental process for every day items. You're paying a rental fee weekly until after a set amount of payments, after that, if you can remember the date, you can then purchase the leased items for a percentage(which is usually large). I totally misunderstood because I believed it was similar to other leasing programs where you own the item after a set time. This isn't the case, and if you read the fine print, you'll see it. DO NOT take out a lease with them. Save money or buy used. You'll spend so much more money doing this. Learn a lesson from us who learned it the hard way. Don't fall for the simple lease terms you're told at the counter. I didn't know until a sears employee informed me in more details than they normally would. When you fall on hard times, it's easier to get taken advantage of because your defenses are down during a time of need. Always, always read through and make sure you fully understand.