Andre M.

I was fortunate to start my credit over with a Cap One CC after coming out of a Chapter 7 that was Covid Related. I started off with a small unsecured amount and never missed a payment. I was able to obtain three additional cards along the way with higher limits. I last check my credit score and it was over 650. So i applied for a credit increase with Cap One. 5minutes later I was denied. A reason was too many missed minimum payment. I pulled my Credit immediately and discovered that I didnt have "ANY" missed payments on it. Called Cap One and no one can provide me with any explanation. The irony in this whole ordeal is that Cap One pre approved my for a car loan of up to 40K but wont increase my credit $500.00.The only thing good about Cap One are the commercials...