Your better off buying from a Rent-to-Own business that using this garbage finance product. After the full term is paid and you finally own it, IF you get to own it, you will have paid easily double the price of the product and the WNLI customer service is absolutely horrible. I used it once on a Clothes dryer. It was on sale for $329... buy the time it was owned I had paid over $700... Kmart/Sears go stick this program where the sun dont shine.