27 years ago bought a policy to protect my young family to make sure food was on the table.Now as a senior Canadian citizen after paying RBC 27 years of INS premiums i was involved in a rear end Collison while stopped at a light.I was a ski coach, cyclist, golfer,gardner.farmer and worked 12 hours daily before my injurie reduced my hours to less half of that and took a pay cut.
I was late in my submission for benefits that PROVIDENT/UNUM/ NOW RBC. My claim was denied after waiting 3 months for a response. My criteria was met i am in physio, under doctors care,on meds to sleep, i exercise daily not to seize up. Interesting to find out that these same companies had a class action law suit in the USA 2004. The same time RBC bought these two companies. RBC seemed to side step a multi million judgement against Provident and Unum.I wonder how they managed that? Its seems history is repeating its self in Canada.Being on this earth for 63 years i ve learn to leave things in the past. But being in the present i believe other young unsuspecting families should be made aware of my 27 year+ $50,000cdn lesson taught by RBC I will be happy to place google ad words/use my LinkedIn and Facebook or CBC MARKET PLACE to have these young Canadian know about the lesson from RBC.
Date of experience: April 03,2024