I opened a bank account for myself right after I graduated. After few months I started receiving calls from the bank regarding my undue payment. Payment I never made. Upon investigation I found out that my identity was stolen and 2 credit cards were anonymously issued. My boyfriend told me to contact the deletion expert I was not sure how would they help but David from the support group was an angel. He helped in to clear my report remove the negative items and also increased my score. I highly recommend them.