About a decade ago, I 'invested' in women (with no expectations of financial returns) who live in third-world countries and need a HAND-UP instead of a hand-out. They are looking for a way to grow their business and support themselves and their families. In that ten years, I have re-loaned that same $100 initial donation TWENTY-EIGHT TIMES! If you want to help people help themselves, this is the best investment out there. I say 'investment' because that money gets reinvested over and over again into those who are willing to help themselves... it is 'invested in humanity'. Give a man a fish and feed him for a day. Teach a man to fish and feed him for a lifetime.