To have the stomach to charge what they do for their "reports" that is nothing less than quotes from other articles is a scam. Should be closed down. Utterly useless the Banking as a Service "Report" would be a laugh if it wasn't for the $ 495. On top they can't/will not provide a receipt for the transaction. Suggestion for all within EU, buy by CC, return within 14 days, if no refund then make a charge back. They are praying on professionals looking for intel and easy to bury the purchase in order to not look like a fool.