I am going to write a TERRIBLE review for this trash company on every platform available to me. I'm out $3000 because of this SCAM. I booked a trip to Disney the beginning of 2022 for October of 2022. WDW's own company website uses this GARBAGE insurance company in the event you need to cancel. I had to cancel my reservations the day before due to family emergency. My mother, who I care for, was in a respite facility and was being neglected by staff. Her health and safety were in jeopardy and this stupid company responded (after making me jump through hoops to verify she has medical conditions. She has both MS and ALS and is unable to care for herself in any capacity) by saying "while we sympathize (Ha yeah right, you're rubbing your grubby hands together like an evil villain), my situation does not constitue an emergency. Yeah, sure. Next time I'll let my mother rot. So, be ware if you ever plan on trying to book a trip, especially if this is your first time off in 12 years and you sunk all you're hard earned saved money, DO NOT BUY INTO THEM. They're scammers *******%.
They charge you for this service, so since they don't do what they are paid for, I feel like legal action would be a smart move.