Back in January I wanted to surprise my husband with a trip. I booked it through VRBO, I used a
Affirm to finance it. My plan was to make sneaky squirrel payments using these prepaid gift cards, That way my husband wouldn't know about the Big surprise. Two months into making payments, totaling over $800, my husband tells me he has something planned during the timeframe I booked the trip. I reached out to affirm and requested a refund by check. They of course did not do that and refunded back to these prepaid gift cards that I no longer had in my possession. I called the gift card company, and they told me all I needed was proof of purchase and the 16 digit card number, or the 10 digit code. I have supplied this for them now eight or nine times, but I keep getting emails saying they need proof of purchase even though the documentation I am sending is directly from the merchant. Ironically there is nowhere you're able to email, you have to fax which seems a little strange considering it's 2020 to that is there only form of getting information from their customers. I have also had horrible luck with their fax machine, it never goes through so it forces you to mail it to them which then takes another 10 days of waiting. I swear they just test your patients and see if you give up. Unfortunately it's so much money for our single income family I refuse to give up, but I do want to warn other people. Do not buy these gift cards unless you plan on using the money immediately and there is no chance of refunding. It amazes me that the $5.95 charge on the back is literally for your protection, so you can register, get a replacement, check balances, etc. but then when you really do need a replacement they make it as hard as physically possible for you. I would steer clear of this company