I too have fallen for the 1.00 one time only charge. With of course the 1.00 processing fee. 2$ down, enter in credit card info read the terms and conditions (as always) nothing said about 18.95 a month or trial membership. Bank account today shows 18.95 charged, WTF. 20.95 down, called number, defense statement right away (who's feeling guilty) man argued w/ me said will only refund me 50% of the 18.95, asked about original refund on 1.00 (50% of one time charges) said nothing and remained quiet till i hung up.@$$4073! Dont fall for this, they say you sign up, but you don't create a username or a password or any kind of account, I guess signing up means " credit card number" GRRRRR.