They LIE. They told me my family would pay 140 a month and we were charged 550 and when I called they said that's exactly what we wanted which was a LIE. I would never sign my family up for anything 550 a month. By the way he signed us up for the diamond plan which included death or dismemberment yeah that's exactly what I wanted for my little family. Don't ever call them save your money. +1 *******705 This was our rep