My credit story may or may not be the norm. I was once a thriving individual with a truly perfect credit score. I excelled in my life and loved the life I'd been working hard for throughout my 20s- but life isn't always easy, and in 2014 at the age of 30, I found myself facing cancer and an adult-onset of muscular dystrophy. By 2018, 2 years into my fight, I had found keeping up with non-stop medical bills (and student loans) to be an overwhelming adventure, causing my credit score to fall. But caring about one's credit score often takes a back burner when one is possibly dying. And the events of COVID-19 further sank my Credit. Fast forward to 2021, and I'm still alive, still fighting off matters of cancer, and finally ready to take back control over my Credit. I was beyond humiliated that I had let things get so rocky (although my score was still in better shape than I'd imagined), and it took me a month to gain the courage to reach out to someone for help in repairing the damage. I was expecting to be shamed in the same way I was shaming myself. I am forever thankful that I came across Andrew of OnlyCreditBeast. Andrew is genuinely excellent! He treated me with respect and empathy, which I struggled to feel for myself regarding the matter. There was no shame, just support. Fast forward to mid-2019, and my Credit is now in the "good zone" across all three reports. Andrew is genuinely impressive, and I can't thank him enough for his work, as well as for just being a downright good person. Thank you with all my heart! If I ever find myself in a credit repair funk again, Andrew of OnlyCreditBeast would be the first person/company I'd call.