I got a vanilla gift card last year for a Xmas gift 50$ and I go to use it and it gets declined why cause the card number was stolen all of it but.03$. I was told that I would have to wait 45-90 days to get back my money on a new card. Now I go and get one for 20$ and again someone hacked the card and stolen all of it but.06$ and again I have to wait 45-90 days which is bull$#*!. I will never be getting another vanilla card ever again don't waste ur money.