Its a shame i have to give 1 star bc i would give NEGATIVE stars if i could, this "card" is an absolute nightmare. Transfer fees are 17$. Monthly fees are 9$. Everytime you try to make a purchase online the card will just decline the purchase. And everytime this card declines a purchase They hold the money for 2 weeks for no reason every single time. This place is a joke and it is borderline criminal. They do these holds on every declined purchase so they can keep you with money on that card. So you dont spend it all as soon as you get it and so they can charge you some more 10$ monthly fees what a joke. Screw this company and this card, they should honestly be thrown in jail. It is not legal to hold peoples money hostage for months on end bc of their incompetence.