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Mike C.

Contributor Level

Total Points
238

1 Review by Mike

  • Bankrg

1/8/14

I recently went through a Bankruptcy and was unsure what to do to fix my credit after it was discharged, because of my unease I decided the best thing to do was to do nothing and pay the bills I kept through my Bankruptcy. In the weeks after my discharge I was bombarded with lots and lots of junk mail letting me know that I was Qualified! For new loans, credit cards, automotive loans and much more, they had gimmicky slogans and were clearly looking to take advantage of me and start the process of digging myself back into another endless hole of debt. I then got a letter from the Bankruptcy Solution Center, it told me that all open lines of credit I carried through my bankruptcy was no longer helping me re-establish my credit and that any payments being made to that loan are no longer being reported to my credit. This made me very mad, I literally the day before sent my $350.00 payment on my car in; me being the skeptic I decided to check my credit report and sure enough my payments were not reporting.
I decided to give them a call, it was nice that I got a real person on the phone within seconds of dialing the number. Lisa was so nice and answered all of my questions, she made me feel at ease and that they had my best interests in mind. At the end of the call she gave me Rich Craycroft's phone number and told me that he should be getting in touch with me very soon to go over my options. About an hour later he called and told me that he was able to get me financed and needed to have me come into the store to pick a car so we can get solid numbers on my payment and Interest rate. I went in that Saturday and not only did I end up with a better car than what I had but ended up with a lower payment and Interest rate.

Mike Has Earned 58 Votes

Mike C.'s review of Bankrg earned 58 Very Helpful votes

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