Mike J.

This site is not a scam. I ordered on 7/25 with paypal and am pleased with what I received from my purchase. It's sad that some uneducated or well, lazy people have chimed in to say such. They do not feel like using the program or think you can fix your credit by pushing a button, least that is what they expect, judging by their lack of insight and vague remarks. I have used this product and will put my review in for all to read, hopefully it will help other consumers understand the facts.

First of all, for the price it is more than worth it for the value. So that is a plus. I was not sure what I would be getting for such a low price whilst others offer the world for far far more. But what do you get? That is probably your biggest concern.

What you get is access to their 5 step program which is very detailed and put organized quite well. My first impressions were that it was not what I expected, but in a good way. I am so used too products that offer no substance this was a pleasant surprise. I had a couple of initial questions, more geared towards my personal situation which I was not sure on so I asked their support for some guidance and they gladly helped steer me towards my answers without being vague. It took oh about 6 hours for a reply which is so-so. I think an FAQ would have helped me much faster so not having that is kind of a bummer. But now I was ready to go -- armed with my expected credit score I decided I would do all the steps and see where it would take me.

Step 1: Their first step prefaced me that I should follow all the directions closely and read and re-read each step to ensure I did not miss anything or make any mistakes. I did the address and phone number, which was not very difficult as I have a property in NV and phone there.

Step 2: The second step was all about setting up a business, which of course did cost a little money, but for long-run of improving my credit and nominal yearly cost of keeping it active, its ok for my situation.

Step 3: The third step I applied for an EIN online from IRS, took about 15 minutes and was free. Just confirmed some details and was issued one in a PDF. I saw you can call them also, all information is available in the step.

Step 4: This step is about improving your existing credit and I read it over, seemed alright, would definitely take some work and connections but they presented alternative methods to boost my score which I have yet to test.

Step 5: This has to do with business credit for the business I just established. They told me to get a d&b number which was free, but could be expedited in 5 days for an additional fee thru dnb. They also talked about a credit monitoring service, which they did not suggest per say, but let me know it was available. I didn't really get the impression they were trying to push additional costs here, but more letting me know what options I had available and why or why not it would work for me. And now I was ready to go. Ready to build my credit.

Next they presented me with a series of rounds which they detailed my duties to make purchases with the vendors and what I had to do to make certain they showed with the bureaus. I'm still on the first round there as you must wait inbetween rounds so that the bills you paid will reflect positively on your file. Also I had to wait a bit to get my id from dnb #. So now I am waiting and next will do more creditors until I have an established history. But so far so good I am pleased with the service.

Hope this helps... if anyone has any doubts this should explain what they offer and what you should expect. I am happy so far with their service and would highly-recommend it, although I would make some improvements to the support side of things the program itself is done nicely and let me guide myself through it at my leisure. Good luck everyone. Hope we all find success and improve our credit!