DONT SIGN UP! I set up a purchase amount for $185 I forgot to add taxes I cancelled the transaction literally within 1 minute I received a cancellation notice but was still charged $92.50 to my Visa debit card I only received a refund for $42.83. I called AFFRIM customer service and I was told the merchant only refunded $42.83 and you will not receive the $49.67 I explained I NEVER received the merchandise and the transaction was cancelled within 60 seconds, they said sorry nothing we can do DO NOT SIGN UP FOR THIS you're better off with after pay