I I have been a loyal customer of Montgomery Wards for over 7 years I have never missed a payment never been late on a payment three times in a row they tell me I don't have enough credit I have a $3,400 credit account I'm currently using just over $2,000 of that I tried to buy $140 pair of shoes they tell me I got to pay for half of them I call customer service and ask what's wrong with my credit they look they tell me what we don't know you have plenty don't know what happened sir can you connect me with somebody that does know well no they're just going to tell you the same thing we don't know what happened this is the third time I will never buy from them again