First off the whole app is not easy to use and they don't help you in easy steps, it's very confusing and it's all over the place making it difficult for us to be successful towards our plan. They ask all these questions but then when you open the app it's all b.s. The people that work for them are cruel and mean and don't care what you say, nor do they help you. Please read all fine print, refund, privacy and you will figure it out right there and then, but I promise your wasting your time with this company. Worst company I have ever dealt with and it was my first one. I wish you all the best of luck but I would never recommend this app to anyone.