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They only allow select charges when you try to meet their promotion requirements so that you never meet the limit but not before they charge that annual charge. Then when you catch on that they are cheating you by saying you were 'short' the required spending, they will not refund the fee, even if a prorated fee return has been requested.
Thieving Crooks!
I have perfect credit and I'm leaving American Express because I'm sick calling and getting place do hold while they tell me a supervisor will 'call me' later.
Never going to happen.
Tip for consumers:
You will only LOSE money with an American Express card.
It's not a luxury card, go with your bank that you have a relationship developed.
This is a fee based shell game that you cannot win.
Products used:
credit card promotion
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