1 entered email.
2 received text message with verification code.
3 entered verification code.
4 received text message instructing me to take a selfie. Not allowed to wear reading glasses, so instructions were hard to read.
5 selfie approved after about 15 seconds. Then allowed to enter my transaction.
6 received two text messages telling me to reply if I think this sequence was fraudulent. If I was committing fraud, I obviously would not reply, so these seem useless.
Hello Phillip! Thank you for your feedback regarding the identity verification process as we are constantly trying to improve our member experience. Thank you for your review of ID.me. -ID.me Social Response Team