AFC will tell you anything just so that they can receive a bonus on their check. I've had AFC for only 6 months…water heater was going bad needed a new one so I paid for the services. Due to my water heater being out of date it doesn't have any value to AFC so they will not reimburse the amount I paid which is 3800 but will send me a check for 100$ instead. If i would have known that my home warranty wasn't gonna cover me due to the age of my appliances that they knew before because they asked how old my home was before offering me to become a member. Now I probably won't even get my money back if I cancel my membership. AFC is a rep off so If you want to waste your money or have money to waste then this company is a great place to do so.